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What could possibly be safer for your items than an actual bank vault? I found this place and HAD to turn it into a settlement.
Things it has.
Slightly larger vault for more space to put your Stuff into it.
Vault is part of the build area, but not the sandbox area. Settlers will not roam into it, ever. Even if you assign them to a resource inside. This prevents settlers from randomly appearing inside the vault chugging your rare poisoned wine, or whatever settler npc's do when you're gone.
Has18 wall safes for all your junk, weapons and rare items. Although I'd place rare stuff on the shelves.
Has a "Bridgeway Trust Security Protectron" just chilling, roaming around. Doing Robot stuff. You can kill him if you want. But he's a good boi.
Has a small fridge to provide 20 Food resource.
Has a vault water fountain to provide 20 Water resource. You can fill bottles with Purified water there.
Has a switchbox for 200 Power, radiating everywhere
Just casually has 100 Safety. Not that it would matter, because the settlement script does not allow raids.
The settlement workbench is swapped with the mirror in the bathroom. I did not want to add a bulky workbench, so I chose a tiny model instead.