At least version 3.14.2, but ideally the latest version
Permissions and credits
Credits and distribution permission
Other user's assetsAll the assets in this file belong to the author, or are from free-to-use modder's resources
Upload permissionYou can upload this file to other sites but you must credit me as the creator of the file
Modification permissionYou are allowed to modify my files and release bug fixes or improve on the features so long as you credit me as the original creator
Conversion permissionYou can convert this file to work with other games as long as you credit me as the creator of the file
Asset use permissionYou must get permission from me before you are allowed to use any of the assets in this file
Asset use permission in mods/files that are being soldYou are not allowed to use assets from this file in any mods/files that are being sold, for money, on Steam Workshop or other platforms
Asset use permission in mods/files that earn donation pointsYou are not allowed to earn Donation Points for your mods if they use my assets
Author notes
This author has not provided any additional notes regarding file permissions
File credits
Korean translation is done by jooarose.
Donation Points system
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Just wanted to say that this is my first mod so feedback is very much welcome! I haven't been able to extensively test it, so if you find any errors, please let me know.
What is Loan Mod? Loan Mod is a mod that lets you loan money for a period of time, with daily repayment installments. From interest rates, to the duration of the loan, almost everything can be customised; either via the config.json file or via the Generic Mod Config Menu mod.
Using the mod is very straight-forward! Simply press L, or open the app on the Mobile Phone mod.
You will be then prompted with an input of how much money you would like to borrow, and the duration you would like to borrow for along with the interest amount for that time period.
Note: By default, the shorter the loan is the higher the interest rate will be, however some people prefer this the other way around. If this is the case for you, I'd recommend changing the interest rate values accordingly. The interest value corresponds to the DayLength setting, so DayLength1 matches with InterestModifier1, and so on.
Pressing "L" again while already borrowing gives you the options of showing your balance, the amount of days you have left and the repayment amount per day, it also gives you the option to repay any outstanding balance in full.
Late Payment Charges By default, there is a 10% late payment charge, this can be changed in the config file. If you do not want late payment fees, simply set this to 0.
The late payment charge works as follows:
If a payment is missed by one day, a warning message will be issued, notifying that further delays will result in charges.
If payments are missed for two or more days, a late fee of 10% (configurable) of the total remaining balance will be applied and added to the balance.