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legovader09

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86 comments

  1. So... What happened if you don't have enough money to pay your loans? didn't see any consequences of it stated in the mod page
    1. legovader09
      legovader09
      • supporter
      • 27 kudos
      Ah, something I forgot to include on the description page - thanks for pointing it out!

      At the minute, it's as follows:

      • If a payment is missed by 1 day, a warning message will be shown, notifying that further missed payments will result in charges.
      • If payments are missed for 2+, a late fee of 10% (configurable) of the total remaining balance will be applied and added to the balance.
  2. jessiccargh
    jessiccargh
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    guessing it doesn't support 1.6, if so i cant wait for an update
    1. legovader09
      legovader09
      • supporter
      • 27 kudos
      The mod still works for 1.6
  3. Kodi4444
    Kodi4444
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    is there a way to take out more loan without having to replay your current loan first?
    1. legovader09
      legovader09
      • supporter
      • 27 kudos
      I'm afraid that functionality does not exist in this mod :( 
  4. HaPyke
    HaPyke
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    Just drop by, looks very promising. Just want to ask if it supports multiplayer yet?
    1. legovader09
      legovader09
      • supporter
      • 27 kudos
      Unfortunately not yet, I do plan to get it working at some point, but haven't had the time lately :( 
  5. Chawizawd
    Chawizawd
    • member
    • 0 kudos
    Loves this Mod, makes my Modpack have an easier start. 
    is it possible for the loans to not effect the the player's income? with the way its setup now the income in inaccurate as loans should not be counted.
    1. legovader09
      legovader09
      • supporter
      • 27 kudos
      Glad you're enjoying this mod!

      And so sorry, could you please elaborate on what you mean? I'm not sure I understand what you're saying
    2. jallenrt
      jallenrt
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      • 2 kudos
      I suspect what they mean is, when you take out a loan for, say 1000g, that money is added to your total income earned counter. That could be fine except when you earn another 1000g (plus interest) and pay off your loan, that money is also added to your total income counter.

      What would be ideal is if a loan did NOT get added to your total income earned since you're not really earning it, you're just borrowing it.

      *edit - there is a mod Bank of Ferngill that has an option to save money and earn interest. It also has a loan function. I have NOT used it yet so I can't endorse it but I am installing it now to try it out. I like Loan Mod a lot so the Bank will have to be *amazing* for me to switch!
    3. legovader09
      legovader09
      • supporter
      • 27 kudos
      Sorry for the late reply. I see now what they meant, is this the total income earned stat on the player? I'll have to have a look into that. Cheers!

      As for the Bank of Ferngill mod - looks really promising, I like the use of their random events. I assume you have used the mod at this point, what do you think of it, and anything this mod can improve on that the bank mod has?
    4. aoliveira7
      aoliveira7
      • supporter
      • 2 kudos
      What was your feeling on the bank mod?
    5. Ashrayne
      Ashrayne
      • supporter
      • 23 kudos
      I use the Bank of Ferngill mod solely for its ability to add a starting debt to pay back for role play purposes. It's buggy and I have to manually edit my save file occasionally to fix the loan balance. The modder is no longer around. The savings account with daily interest earned in Bank of Ferngill is nice but money transferred from the savings account to your wallet increases your total income earned counter like the OP mentions here. If this mod could resolve the counter issue and be willing to consider adding the starter loan option for role players like me, I'd switch in a heartbeat, if that answers several posters questions lol.
    6. legovader09
      legovader09
      • supporter
      • 27 kudos
      @Ashrayne I appreciate that feedback, those are some really solid suggestions to be fair. When I next get an update out for this mod I will try to get starting loans, and hopefully see if there is a way to achieve granting the player money without affecting the earnings - potentially a hacky way to do it. I'll have to honestly see what is possible with it. But yes your post definitely answers the questions so thanks!
  6. flyingpantsu
    flyingpantsu
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    I'm interested to install this mod but is there a way to pay the loan weekly? I'm too lazy to grind daily lol
    1. legovader09
      legovader09
      • supporter
      • 27 kudos
      Sorry for the late reply. This is currently not an option, however I like the idea of this and will implement this in a future update + potentially an option to disable automatic payments alltogether
  7. djxoracle
    djxoracle
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    • 0 kudos
    I know the mod is called a "Loan mod" but, is there's a plan to add an option to store your money ?
    1. legovader09
      legovader09
      • supporter
      • 27 kudos
      Do you mean this in a sense of like a savings account?
  8. JosephTan
    JosephTan
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    I have a proposal to have the in-game phone or mobile phone call the loan sales call and the collection call
    1. legovader09
      legovader09
      • supporter
      • 27 kudos
      Hello, I have support for the Mobile Phone mod, if that answers your proposal?
  9. Etsucho
    Etsucho
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    Hi! I need urgent help please!! Does this mod work on multiplayer? Because when playing with my sister (She being the host) i got this error: 
    This mod failed in the GameLoop.Saving event. Technical details: InvalidOperationException: Can't use Helper.Data.WriteSaveData when connected to a remote host. (Save files are stored on the main player's computer.)
    en StardewModdingAPI.Framework.ModHelpers.DataHelper.WriteSaveData[TModel](String key, TModel model) en SMAPI\Framework\ModHelpers\DataHelper.cs:línea 95
    en LoanMod.ModEntry.Saving(Object sender, SavingEventArgs e)
    en StardewModdingAPI.Framework.Events.ManagedEvent`1.Raise(TEventArgs args, Func`2 match) en SMAPI\Framework\Events\ManagedEvent.cs:línea 126

    Sorry I didn't upload my smapi log, but I had so many mods that seemingly aren't for multiplayer that it is full of errors T.T
    1. legovader09
      legovader09
      • supporter
      • 27 kudos
      Hi there, at the minute the mod isn't yet available on multiplayer sadly :( 

      There's plans in place to make sure this works for multiplayer however, there's some issues that need ironing out first.

      Sorry about that!
  10. aoliveira7
    aoliveira7
    • supporter
    • 2 kudos
    Would love to be able to pay off just some of the debt whenever I have the extra money
    1. legovader09
      legovader09
      • supporter
      • 27 kudos
      Hey there, I have now added a "Repay Custom Amount" option so that you can make a payment of any amount yourself without waiting for the end of the day.
    2. aoliveira7
      aoliveira7
      • supporter
      • 2 kudos
      Thats awesome!!! Thank you so much