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About this mod
StarFinance revolutionizes Starfield with an advanced financial system. Manage your credits with a banking system, invest in a dynamic stock market, take out loans with consequences for defaults, handle property rentals, and mortgages. Dive into a realistic economic experience where your financial decisions shape your journey!
- Requirements
- Permissions and credits
-
Translations
- Russian
- Mandarin
- German
- French
- Changelogs
- Donations
I apologize for the lack up updates and such. I've been taking a break from modding due to grieving the loss of my fiance and also getting fired unjustly for my disabilities. I will slowly get back into modding and updating this mod to release the next update. I sincerely apologize for the lack of updates or keeping you guys informed of the progress of this mod. I enjoy modding and it's a nice escape and a fun hobby for me. I will continue work on this but I will need some time. The next update should be coming very soon. I'm looking at introducing compatibility for SSEO and other economy mods so that you can adjust the amount of credits for loans and the like as well as adding other features in like completing the stock market and introducing debt collectors. It will just take some time. Thank you all for your patience and support. I really appreciate all of you using this mod and enjoying it as it brings me happiness when I need it most. This isn't to say I will never work on mods again but I will be coming back to the modding scene slowly.
Thank you for everything! <3
StarFinance
Introduction
Welcome to StarFinance, the ultimate financial overhaul mod for Starfield! Transform your gameplay with an immersive economic system that adds depth and realism to your spacefaring adventures. Manage your finances like never before with a comprehensive banking system, dynamic stock market, and more.
Getting Started
To get started with the mod, go to the GalBank Tower in New Atlantis and interact with the GalBank Data Terminal on the wall. You will need 1000 credits to open an account. You will be given an item to interact with the terminal remotely. (I haven't modified ATMs yet but that will be in a future update. Additionally terminals will be added to all GalBank branches in coming updates as GalBank rolls out it's new banking system.)
This mod is still under development and issues will occur. Please use the bug reports to report bugs that you encounter. I'm looking into them and trying to fix what I can. I know the current loan system is very exploitable. That's not a bug nor a feature. That's just the current state of things as I haven't figured out how to make it less exploitable.
Features
Key:
✓ = Ready
! = In progress
! Banking System
! Loan System
! Stock Market
! Rent System
! Mortgage System
Banking
Bank Accounts
A necessary part of any financial mod. The bank account, while simple is the core feature that this mod uses. You can create a personal bank account which will be used for all the financial services GalBank has to offer. To interact with the loan system and stock market, you need a bank account as they draw and pay credits to it. This bank account unfortunately has a limit of 2,147,483,647 as I'm limited to the 32-bit float that globals can be in the game. You can deposit various amounts of credits as well as withdraw them from your account at any time using the GalBank Data Terminal in GalBank branches, by using ATMs (once I implement them), or by using the GalBank Data Terminal item that you are given when creating an account for the first time.
Interest
Interest is applied to the credits in your bank account every 7 in-game days. This is tied to the Universal Time. Every 168 hours, interest will be applied to the credits you have in your bank account. This time period may be adjusted in future updates as I work to balance this mod. At the current time, the interest is set to a flat 5% interest rate. In the future this interest rate will be variable and will change depending on various factors which influence what I call the economic factor. The economy factor will eventually be modified based on various factors which I have yet to determine but it will adjust over time due to certain events and thus create a variable interest rate that will be applied to the funds in the bank account.
Loans
Credit Score
The player is assigned a default credit score of 350 (for now while I develop the systems further). The credit score system has an upper limit of 850 and a lower limit of 350 (It will be 300 once I implement ways to increase your credit score so you are able to take loans again). You can increase your credit by doing the following things:
And you will take a hit to your credit for the following things:
Debt Collectors
It's in your best interest to pay off your loans. If you don't GalBank is known for sending debt collectors to collect on them. A little known fact though is if you attack or kill these debt collectors, GalBank will instead send mercenaries after you to collect instead. (This feature hasn't been implemented yet but it will be)
Stock Market
Included Indexes
Included Companies
Installation
Mod Organizer 2
Vortex
Manual Installation
Compatibility
StarFinance is designed to integrate seamlessly into your Starfield gameplay, providing an enhanced financial experience without conflicts.
Support and Feedback
We value your feedback! Please report any bugs or issues on the Nexus Mods page.
Credits
Developed by the StarFinance team. Special thanks to the Starfield modding community for their support and inspiration.
Thank you for everything! <3
StarFinance
Introduction
Welcome to StarFinance, the ultimate financial overhaul mod for Starfield! Transform your gameplay with an immersive economic system that adds depth and realism to your spacefaring adventures. Manage your finances like never before with a comprehensive banking system, dynamic stock market, and more.
Getting Started
To get started with the mod, go to the GalBank Tower in New Atlantis and interact with the GalBank Data Terminal on the wall. You will need 1000 credits to open an account. You will be given an item to interact with the terminal remotely. (I haven't modified ATMs yet but that will be in a future update. Additionally terminals will be added to all GalBank branches in coming updates as GalBank rolls out it's new banking system.)
This mod is still under development and issues will occur. Please use the bug reports to report bugs that you encounter. I'm looking into them and trying to fix what I can. I know the current loan system is very exploitable. That's not a bug nor a feature. That's just the current state of things as I haven't figured out how to make it less exploitable.
Features
Key:
✓ = Ready
! = In progress
! Banking System
- ✓ Personal Accounts: Open and manage personal bank accounts to store your credits securely.
- ! Interest Rates: Earn interest on your savings, influenced by economic conditions (The economic factor adjustment is not available currently but will be implemented in the future).
! Loan System
- ✓ Loans: Apply for personal or business (Coming later) loans with varying interest rates and repayment terms.
- ✓ Interest: Pay interest on your loans as you pay them off.
- ! Default Consequences: Fail to repay your loans on time, and bounty hunters will be dispatched to collect the debt.
- ✓ Credit Score: Maintain a good credit score to access better interest rates.
! Stock Market
- ! Dynamic Stock Exchange: Invest in various companies and watch your investments grow or shrink based on in-game events and company performance.
- ! Market Fluctuations: Experience realistic stock price changes driven by market news and player actions.
- ! Portfolio Management: Keep track of your investments and make informed decisions to maximize your profits.
! Rent System
- ! Property Rentals: Rent out properties you own or rent business locations or homes yourself to earn passive income.
- ! Lease Agreements: Create and manage lease agreements with customizable terms and conditions.
! Mortgage System
- ! Property Ownership: Purchase properties with the help of mortgages and build your real estate empire.
- ! Mortgage Payments: Make regular payments to pay off your mortgage and eventually own the property outright.
Banking
Bank Accounts
A necessary part of any financial mod. The bank account, while simple is the core feature that this mod uses. You can create a personal bank account which will be used for all the financial services GalBank has to offer. To interact with the loan system and stock market, you need a bank account as they draw and pay credits to it. This bank account unfortunately has a limit of 2,147,483,647 as I'm limited to the 32-bit float that globals can be in the game. You can deposit various amounts of credits as well as withdraw them from your account at any time using the GalBank Data Terminal in GalBank branches, by using ATMs (once I implement them), or by using the GalBank Data Terminal item that you are given when creating an account for the first time.
Interest
Interest is applied to the credits in your bank account every 7 in-game days. This is tied to the Universal Time. Every 168 hours, interest will be applied to the credits you have in your bank account. This time period may be adjusted in future updates as I work to balance this mod. At the current time, the interest is set to a flat 5% interest rate. In the future this interest rate will be variable and will change depending on various factors which influence what I call the economic factor. The economy factor will eventually be modified based on various factors which I have yet to determine but it will adjust over time due to certain events and thus create a variable interest rate that will be applied to the funds in the bank account.
Loans
Credit Score
The player is assigned a default credit score of 350 (for now while I develop the systems further). The credit score system has an upper limit of 850 and a lower limit of 350 (It will be 300 once I implement ways to increase your credit score so you are able to take loans again). You can increase your credit by doing the following things:
- Being approved for a loan
- Paying your loan
And you will take a hit to your credit for the following things:
- Missing a payment on your loan
- Being denied for a loan
Debt Collectors
It's in your best interest to pay off your loans. If you don't GalBank is known for sending debt collectors to collect on them. A little known fact though is if you attack or kill these debt collectors, GalBank will instead send mercenaries after you to collect instead. (This feature hasn't been implemented yet but it will be)
Stock Market
Included Indexes
Spoiler:
Galactic Gourmet Index
Companies: Advanced Nutrition, Boom Pop!, Bostaurus Laboratories, Butcher's Best, CAN-uck!, Centauri Mills, Chabra Biotics, Chandra Vineyards, Chunks, Dawns Roost, Erdebrau, Filburn Agriculture, Fullfood, Oishii, Pit Stop, Red Harvest, TerraBrew Coffee, Tranquilitea, Whetstone
Aegis Arsenal Index
Companies: Allied Armaments, Arboron, Ballistic Solutions, Inc., CombaTech, Horizon Defense, Kore Kinetics, Laredo, Light Scythe, Shinigami
Stellar Engineering Index
Companies: Amun Dunn, Deep Core, Dogstar, Nautilus, Panoptes, Protectorate, Reladyne, Ryujin Industries, Sextant, Slayton Aerospace, Xiang
Quantum Innovators Index
Companies: ARMCO, Axion Energy TEC, Chabra Biotics, Generdyne Corporation, Invictus Biochem, Lunar Robotics, Muybridge Pharmaceuticals, NeuraDyne, SON
Fusion Pioneers Index
Companies: Axion Energy TEC, ARMCO, Generdyne Corporation
Cosmic Comfort Index
Companies: Aphelion Realty, Paradiso Group, Sleepcrate, Trident Luxury Lines
Interstellar Trade Index
Companies: Argos Extractors, Trade Authority
Galactic Healthcare & Finance Index
Companies: GalBank, Reliant Medical
Nebula Enterprises Index
Companies: Infinity LTD, KFactor, SSNN, United Colonies
Astral Shipbuilders Index
Companies: Deimos, HopeTech, Stroud-Eklund, Taiyō Astroneering
Show
Galactic Gourmet Index
Companies: Advanced Nutrition, Boom Pop!, Bostaurus Laboratories, Butcher's Best, CAN-uck!, Centauri Mills, Chabra Biotics, Chandra Vineyards, Chunks, Dawns Roost, Erdebrau, Filburn Agriculture, Fullfood, Oishii, Pit Stop, Red Harvest, TerraBrew Coffee, Tranquilitea, Whetstone
Aegis Arsenal Index
Companies: Allied Armaments, Arboron, Ballistic Solutions, Inc., CombaTech, Horizon Defense, Kore Kinetics, Laredo, Light Scythe, Shinigami
Stellar Engineering Index
Companies: Amun Dunn, Deep Core, Dogstar, Nautilus, Panoptes, Protectorate, Reladyne, Ryujin Industries, Sextant, Slayton Aerospace, Xiang
Quantum Innovators Index
Companies: ARMCO, Axion Energy TEC, Chabra Biotics, Generdyne Corporation, Invictus Biochem, Lunar Robotics, Muybridge Pharmaceuticals, NeuraDyne, SON
Fusion Pioneers Index
Companies: Axion Energy TEC, ARMCO, Generdyne Corporation
Cosmic Comfort Index
Companies: Aphelion Realty, Paradiso Group, Sleepcrate, Trident Luxury Lines
Interstellar Trade Index
Companies: Argos Extractors, Trade Authority
Galactic Healthcare & Finance Index
Companies: GalBank, Reliant Medical
Nebula Enterprises Index
Companies: Infinity LTD, KFactor, SSNN, United Colonies
Astral Shipbuilders Index
Companies: Deimos, HopeTech, Stroud-Eklund, Taiyō Astroneering
Included Companies
Spoiler:
Show
- Advanced Nutrition (ADVN)
- Allied Armaments (ALLD)
- Amunn-Dunn (AMDN)
- Aphelion Realty (APHR)
- Arboron (ARBN)
- Arc Might (ARC)
- Argos Extractors (ARGO)
- ARMCO (ARM)
- Axion Energy TEC (AXIO)
- Ballistic Solutions, Inc. (BALL)
- Boom Pop! (BOOM)
- Bostaurus Laboratories (BOST)
- Butcher's Best (BUTC)
- CAN-uck! (CANU)
- Centauri Mills (CENT)
- Chabra Biotics (CHAB)
- Chandra Vineyards (CHAN)
- Chunks (CHNK)
- CombaTech (COMB)
- Dawns Roost (DAWN)
- Deep Core (DEEP)
- Deimos (DMOS)
- Dogstar (DOGS)
- Erdebrau (ERDE)
- Filburn Agriculture (FILB)
- Fullfood (FULL)
- GalBank (GLBK)
- Generdyne Corporation (GNDC)
- Horizon Defense (HRZN)
- HopeTech (HOPE)
- Infinity LTD (INFT)
- Invictus Biochem (IVTB)
- KFactor (KFAC)
- Kore Kinetics (KORE)
- Laredo (LARE)
- Light Scythe (LGHT)
- Lunar Robotics (LUNA)
- Muybridge Pharmaceuticals (MUYB)
- Nautilus (NAUT)
- NeuraDyne (NRDY)
- Oishii (OISH)
- Panoptes (PANO)
- Paradiso Group (PRDS)
- Pit Stop (PITS)
- Protectorate (PROT)
- Red Harvest (REDH)
- Reladyne (RELA)
- Reliant Medical (RELI)
- Ryujin Industries (RYUJ)
- Settled Systems News Network (SSNN)
- Sextant (SXTN)
- Shinigami (SHIN)
- Slayton Aerospace (SLAY)
- SON (SON)
- Stroud-Eklund (STRD)
- Taiyō Astroneering (TAIY)
- TerraBrew Coffee (TRBW)
- Trade Authority (TRDA)
- Tranquilitea (TRAN)
- Trident Luxury Lines (TRID)
- United Colonies (UNTC)
- Whetstone (WHET)
- Xenofresh Fisheries (XENO)
- Xiang (XIANG)
Installation
Mod Organizer 2
Spoiler:
Show
- Download the Mod: Download StarFinance from Nexus Mods using the "Vortex" button.
- Install the Mod: Use Mod Organizer 2 to install the mod.
- Activate: Ensure the mod is activated in Mod Organizer 2.
- Enjoy: Launch Starfield and start managing your finances!
Vortex
Spoiler:
Show
- Download the Mod: Download StarFinance from Nexus Mods using the "Vortex" button.
- Install the Mod: Use Vortex to install the mod.
- Activate: Ensure the mod is activated in Vortex.
- Enjoy: Launch Starfield and start managing your finances!
Manual Installation
Spoiler:
Show
- Download the Mod: Download StarFinance from Nexus Mods.
- Extract Files: Manually extract the files to your Starfield Data folder.
- Activate: Ensure the mod is activated in your game settings.
- Enjoy: Launch Starfield and start managing your finances!
Compatibility
StarFinance is designed to integrate seamlessly into your Starfield gameplay, providing an enhanced financial experience without conflicts.
Support and Feedback
We value your feedback! Please report any bugs or issues on the Nexus Mods page.
Credits
Developed by the StarFinance team. Special thanks to the Starfield modding community for their support and inspiration.
- Chunky Chicc: For the perfect screenshot used in the photo